The safest long-term wealth creator in India. Enjoy EEE (Exempt-Exempt-Exempt) tax benefits with guaranteed returns.
PPF is a 15-year scheme backed by the Government of India. It offers attractive interest rates that are fully tax-free on maturity, making it ideal for retirement planning.
Start investing with as little as ₹500 per year at any bank or post office branch.
Calculate your maturity amount based on current interest rates and contributions.
Withdraw funds after the 7th financial year for emergencies as per rules.
Avail low-interest loans against your PPF balance between the 3rd and 6th year.
Invest ₹1.5 Lakh annually to build a corpus of over ₹40 Lakhs tax-free in 15 years (at approx 7.1% interest).
Section 80C Deduction
Compounded Annually
Sovereign Guarantee
| Feature | Limit / Rule | Remarks |
|---|---|---|
| Min Investment | ₹500 / year | Penalty if missed |
| Max Investment | ₹1.5 Lakh / year | Excess earns no interest |
| Maturity Period | 15 Years | Extendable by 5 years |